Rental Property Expense Calculator

Organize recurring rental expenses by category and compare them with effective rental income. A complete expense estimate is essential before calculating cap rate or cash flow.

Expense and NOI Formulas

Total operating expenses include taxes, insurance, management, maintenance, HOA, owner-paid utilities, and other recurring costs. NOI = effective income − operating expenses. Debt service is shown separately because it is financing, not an operating expense.

Use Actual Source Documents

Replace rules of thumb with tax bills, insurance quotes, leases, HOA statements, and repair history where available. Continue into a full forecast with Snap & Map.