Rental Property Break-Even Calculator

Estimate the occupancy or rent required for rental income to cover operating expenses, reserves, and mortgage payments.

Break-Even Formulas

Break-even occupancy = required annual costs ÷ scheduled annual rent. Break-even monthly rent equals required annual costs divided by twelve and by the number of rentable units. Ratios above 100% indicate the current rent cannot cover the modeled costs.

Allow a Margin for Error

Exactly breaking even leaves no room for unexpected repairs or collection problems. Build a cushion and compare multi-year outcomes in Snap & Map.